Why Is It Important To Get Pet Insurance?

Pet Insurance

Congratulations on bringing home your new bundle of joy. If you are concerned about your pet’s well being and are worried about any health-related hassles that may come your way, you need to pick a good pet insurance company for your pet.

What is pet insurance and why is it important? What difference can it make in your pet’s life and yours? What are some of the best companies to consider? Keep reading and find the answers to all these questions.

Importance of Pet Insurance

You might wonder what the point of pet insurance isand what good it will do for your pet. Well, there are numerous reasons why pet insurance is one of the best gifts you can get your pet. Here are a few of them:

Indemnity Plans

Pet health insurance plans are indemnity plans. They pay a portion of the unexpected medical costs that may occur if your pet turns sick or is hit by an accident.

Access To Best Healthcare

When you sign up for a pet insurance policy, your pets are guaranteed to get the best healthcare available in the country.

Best For Expensive Treatments

Certain illnesses and medical treatments can be exorbitantly expensive. Pet insurance can mitigate the final medical costs and make the treatments much more affordable.

Reduced Vet Costs

Do you need pet insurance to go to the vet? Not really. But if you lack the monetary backing to protect your pet in the case of complex dog health problems, insurance will help. It will also prevent veterinary costs from running considerably high, in general.

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Top Five Best Pet Insurance Companies

With a wide array of options available, choosing the right and most suitable insurance for your pet can be an uphill battle. To save you hours of research and analysis, we have curated a list of five of the best options available.

Pets Best

Dr. Jack Stephens established Pets Best Pet Insurance in 2006. He also founded the first pet insurance company in the United States of America, namely the Veterinary Pet Insurance company.

Pets Best is known to provide some of the most affordable premiums, which is why it is an ideal choice for first-time insurers. The policies are easy to understand, inexpensive, and can be easily accessed through specific tools and resources.

Pets Best provides Accidents and Illness, Accidents, and Optional Wellness plans, with the base price being as low as $6 for cats and $9 for dogs.


Are you struggling to find the right pet insurance plan for a large-breed dog? Embrace has some of the best customizable plans available for your four-legged friend. Founded in 2006, it has received prestigious accolades and awards over the years.

The best part about Embrace Pet Insurance is that it offers a complete review of your pet’s medical history to identify pre-existing conditions. This service is absolutely free.

You can choose between an accident-only coverage plan and an accident-and-illness coverage plan. If you have a shoestring budget, you can customize the plan accordingly.


ASPCA (American Society for the Prevention of Cruelty to Animals) was established in 1886 and is one of the largest pet insurance companies globally.

If you have a bunch of pets running around your house, consider their policies that are sure to minimize your medical expenses. The best part is that you can choose the deductibles, annual limits, and reimbursement rates.

If you are not satisfied with what the plan has to offer, you can ask for a complete refund within the first 30 days of buying it.


A new but flourishing pet insurance company, Lansdon Robbins, started PetFirst in 2020. The policies are inexpensive, easy to avail, and the customer service is par excellence.

As a policyholder, you will pick one of their three available plans — an accidents-only plan, an accident and illness plan, and a wellness plan. Each plan comes with its set of inclusions and exclusions. In comparison to other insurance plans, these plans are pretty inexpensive.


Pumpkin pet insurance was established post the Covid pandemic. Zoetis, a world-renowned drug and vaccine producer, founded it to make medical expenses related to pets more affordable.

Unlike many other insurance plans, Pumpkin offers dental coverage for your pets. All the policies provide up to 90% reimbursement.

How To Pick The Best Pet Insurance Company?

You will be trusting the prospect company with your hard-earned money and the wellbeing of your beloved pet, so you must go for nothing but the best.

  • Compare the pros and cons of each pet insurance company before you pick the most suitable one.
  • Go for a company that has a reputable history.
  • Go through all the terms and conditions laid down by the company.
  • The network of vets associated with the company should be qualified and able to deliver promising results.
  • Seek your vet’s advice before you decide on the best company to go for.

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We hope that your concerns and queries regarding a pet insurance company, thoughts like why is it important to get pet insurance, and why should I insure my dog are all cleared.

Pet insurance has been a priority for many pet parents for quite some time now. Nothing beats the assurance of being financially protected in troubled times when your pets undergo an unforeseeable accident or develop an illness.

As a pet parent, you want to give your child the best in terms of healthcare. With a pet insurance plan in place, you can give your pet exactly that.